/* Accordion box settings starts */

.hbk_panel h3 {
    font-size: 22px;
    margin-bottom: 15px;
    color: #1E1656;
}

.hbk_panel h4 {
    font-size: 18px;
    margin-top: 15px;
    color: #0088CE;
}

.hbk_accordion i {
    margin-right: 10px;
    font-size: 22px;
    color: #0088CE;
}

.hbk_panel ul {
    font-size: 14px;
    margin-bottom: 15px;
    list-style-type: disc;
    margin-left: 20px;
}

.hbk_accordion_wrapper {
    margin: 0;
    padding: 0;
}

/* Accordion Button */
.hbk_accordion {
    background-color: #E8F4FA;
    color: #1E1656;
    cursor: pointer;
    padding: 15px;
    width: 100%;
    border: none;
    text-align: left;
    outline: none;
    font-size: 16px;
    transition: 0.4s;
    border-bottom: 2px solid #ddd;
    display: flex;
    align-items: center;
    font-weight: bold;
}

/* Hover and Active States */
.hbk_accordion:hover,
.hbk_accordion.hbk_active {
    background-color: #DDE7F1;
}

/* Panel Styles */
.hbk_panel {
    padding: 15px;
    display: none;
    background-color: #fff;
    font-size: 14px;
    border-left: 3px solid #0088CE;
    margin-top: 5px;
    border-radius: 5px;
}

/* Card box settings begins */

.hbk_card-container {
    display: flex;
    gap: 20px;
    justify-content: space-between;
    flex-wrap: wrap;
    margin-top: 20px;
}

.hbk_card {
    background: #E8F4FA;
    padding: 20px;
    border-radius: 10px;
    flex: 1;
    max-width: 48%;
    text-align: center;
    border-left: 5px solid #0088CE;
    transition: transform 0.3s ease-in-out;
    box-sizing: border-box;
}

.hbk_card:hover {
    transform: scale(1.05);
}

.hbk_card i {
    font-size: 40px;
    margin-bottom: 10px;
    color: #0088CE;
    display: block;
}

@media (max-width: 768px) {
    .hbk_card {
        max-width: 100%;
    }
}

/* Card box settings ends */

/* hanging indent for references */
.hangingindent {
padding-left: 36px;
text-indent: -36px;
line-height:2;
}